independent, on purpose.
CAA Financial is an independent insurance agency — we don't work for any single insurance company. We hold appointments with more than ten national carriers, which means they compete for your business and we answer only to you.
10+ carriers · one advisor
one agent. every option.
A captive agent can only sell one company's policy at one company's price. When your carrier raises rates — and in Colorado, they do — a captive agent's only tool is asking you to stay. Ours is re-running the entire market. Same licensed advice, same price as buying direct, an entire market of options.
carriers compete for you
Every quote is a side-by-side comparison. Carriers price the same driver wildly differently — the spread is routinely hundreds of dollars a year.
re-shopped at renewal
CAAF Connect® re-compares your rates before every renewal automatically. Loyalty is earned each year — by the carrier, not assumed from you.
an advocate at claim time
We don't process claims for the carrier — we push them for you. That difference shows up exactly when it matters most.
the lineup behind your quote.
These are the national carriers we're appointed with — plus specialty markets for the hard-to-place stuff. Carrier appointments evolve; the comparison is always current when we quote you.
One of America's oldest insurers (1853) and a top-5 writer of both personal and business insurance — strong in home, auto and business owners policies.
24/7 claims: 1-800-252-4633A top-3 auto insurer known for competitive pricing, telematics discounts and strength in motorcycles, boats and RVs.
24/7 claims: 1-800-776-4737Liberty Mutual's independent-agent brand — personal auto, home and umbrella with strong bundling discounts.
24/7 claims: 1-800-332-3226A global top-10 insurer across personal and commercial lines; we're an appointed local agency.
24/7 claims: 1-800-225-2467More than 200 years old, with standout small-business coverage and the AARP auto/home program.
24/7 claims: 1-800-243-5860A leading commercial specialist — professional liability, business policies and coverage for complex operations.
24/7 claims: 1-877-262-2727A Fortune-100 mutual writing personal lines, business coverage and strong life products.
24/7 claims: 1-800-421-3535The premium-home and valuables specialist — exceptional claims service for high-value homes, jewelry and collections.
claims via our claims center →A century-old life insurance leader — term, permanent and final-expense products.
claims via our claims center →Life insurance focused, consistently among the most competitive term-life pricing in the market.
claims via our claims center →Carrier names and marks belong to their respective owners and indicate the products we are appointed to sell. Availability varies by product and underwriting.
ten carriers walk into your quote…
…and the cheapest one that actually fits wins. That's the whole business model. Two minutes to start.