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how much house, really?
Two numbers matter: what a lender will approve, and what leaves room for an actual life. This calculator shows both — using the same debt-to-income logic underwriters use.
comfortable price (28/36 rule)
$0
lender maximum (~43% dti)
$0
Includes estimated Colorado property tax & insurance. Estimates for education only — not a loan offer or approval. Your rate and qualification depend on credit, program and market conditions.
the calculator's blind spots — in your favor.
Down-payment assistance, rate buydowns, FHA flexibility, VA zero-down, house-hacking rental income — real qualification has more doors than a slider can show. A free prequalification call finds yours, and it doesn't touch your credit to start.
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