the friendlier front door.
FHA loans open homeownership with 3.5% down and forgiving credit standards — the workhorse program for first-time Front Range buyers. We'll model FHA against conventional so you pick with numbers, not folklore.
in 4 languages
fha loans, handled.
3.5% down
On a $450,000 Aurora condo, that's under $16,000 — plus assistance programs can help with even that.
flexible credit
Approvals commonly from 580 (sometimes lower with more down) — past bumps don't disqualify you.
assumable later
FHA loans can be assumed by your future buyer — in a high-rate market, that's a hidden asset.
good to know.
FHA's trade-off is mortgage insurance that lasts most of the loan's life — which is why many FHA buyers refinance to conventional once equity hits 20%. We plan that exit on day one.
call (303) 317-7032 →
before you call.
FHA or conventional — which is cheaper?
Depends on your credit score and down payment: strong credit usually favors conventional, thinner files favor FHA. We price both in one sitting.
What are FHA loan limits in the Denver area?
Metro limits adjust annually and are generous enough for most starter homes and condos. We'll confirm the current number for your county when we talk.
Can FHA cover condos?
Yes, if the project is FHA-approved — we check the list before you write an offer, not after.
let's get this off your plate.
One call. Four languages. A team that actually picks up.