garage queens deserve better.
Classic, collector and exotic cars shouldn't be insured like commuters. Agreed-value policies pay the number you and the carrier set in advance — not a book value argument after a loss — and cost less than standard auto coverage.
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classic car insurance, done right.
agreed value
You document the car's value up front; a total loss pays exactly that. No depreciation fights.
usage-based pricing
Limited annual miles, shows and weekend drives — priced accordingly, which is to say cheaply.
spare parts & restoration
Coverage for parts inventories and vehicles mid-restoration.
good to know, colorado edition.
Most classics qualify if they're garaged, a second vehicle, and driven limited miles. Modern collectibles and restomods increasingly qualify too — ask before you assume.
price it for me →
asked constantly.
Why not just add it to my regular auto policy?
Standard policies pay actual cash value — a 1970 number for a 1970 car. Agreed-value classic policies pay what the car is actually worth to collectors, usually at a lower premium.
What counts as a classic?
Rules vary by carrier — age, condition, storage and usage all matter. Trucks, 90s Japanese icons and restomods qualify more often than people think.
Can I drive it to work occasionally?
Limited pleasure use is the deal — commuting generally isn't. If your usage is mixed, we'll find the right structure honestly.
two minutes to real numbers.
Free classic car insurance comparison across 10+ carriers — in English, Español, 한국어 or မြန်မာ.