the lawsuit shield.
GL is the foundation of business insurance: bodily injury, property damage, and personal/advertising injury claims from third parties. Contracts demand it, landlords demand it, and one slip-and-fall justifies decades of premiums.
10+ carriers compared
general liability insurance, done right.
premises & operations
Customer injuries at your place, damage you cause at theirs.
products & completed work
Claims arriving after the job is done or the product is sold.
defense costs
Lawyers paid by the policy — often in addition to limits.
good to know, colorado edition.
The $1M/$2M structure (per-occurrence/aggregate) is the contract-world standard. Need higher limits for a big client contract? Commercial umbrellas stack on top inexpensively.
price it for me →
asked constantly.
Is general liability required in Colorado?
Not by statute — but by practically every commercial lease, client contract and GC agreement. Functionally, you can't operate without it.
What's NOT covered by GL?
Your own employees' injuries (workers comp), your professional advice (E&O), your vehicles (commercial auto), your own property (property coverage). GL covers what you do to others.
How fast can I get a certificate?
Same day in most cases. Tell us who needs to be named as additional insured and we'll issue it correctly the first time.
two minutes to real numbers.
Free general liability insurance comparison across 10+ carriers — in English, Español, 한국어 or မြန်မာ.