covered between the pings.
Driving for Uber, Lyft or delivery apps opens a coverage gap your personal auto policy won't touch: app on, no passenger yet. Rideshare endorsements close that gap for a few dollars a month.
10+ carriers compared
rideshare insurance, done right.
the period-1 gap
App on, waiting for a match — the company's coverage is minimal and your personal policy may deny everything. This is the gap that bankrupts drivers.
endorsement, not replacement
Most drivers just add a rideshare endorsement to their existing policy — cheap and clean.
delivery counts too
DoorDash, Instacart, Amazon Flex — same gap, same fix.
good to know, colorado edition.
Not telling your carrier you drive rideshare is the worst option: discovered at claim time, it can void coverage entirely. The endorsement costs less than one airport run a month.
price it for me →
asked constantly.
Doesn't Uber/Lyft insure me?
While you're en route to or carrying a passenger, substantially. While waiting for a ping, barely. Your personal policy considers all of it commercial use — hence the endorsement.
How much does it cost?
Typically a small addition to your premium — often under $25/month. We'll quote it across the carriers that offer it in Colorado.
I deliver food, not people. Same thing?
Same gap, same solution. Tell us which apps you run and we'll match the endorsement.
two minutes to real numbers.
Free rideshare insurance comparison across 10+ carriers — in English, Español, 한국어 or မြန်မာ.