protect the property that pays you.
Rental dwellings need landlord policies — homeowner coverage on a tenant-occupied property can fail exactly when you need it. We cover single rentals, small portfolios and short-term/Airbnb situations.
10+ carriers compared
landlord insurance, done right.
dwelling & loss of rents
Fire closes the unit; loss-of-rents pays the income you're missing during repairs.
landlord liability
Tenant and guest injuries, habitability claims — your exposure as an owner.
short-term rental options
Airbnb/VRBO use needs explicit coverage. We have markets for it.
good to know, colorado edition.
Require renters insurance in your leases: it pushes tenant-caused losses onto tenant policies and keeps your claims record clean — which keeps your premiums down. Pair the portfolio with an umbrella and sleep well.
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asked constantly.
Can I just keep my homeowners policy on a rental?
No — once a tenant moves in, you're outside the policy's intended use, and claims can be denied for it. Landlord (dwelling-fire) policies exist for this.
What about Airbnb?
Short-term rental use needs explicit endorsement or specialty markets — platform 'host guarantees' are not insurance. Tell us the usage pattern honestly and we'll match the market.
Multiple properties?
We can schedule a portfolio under coordinated policies — cleaner renewals, multi-property pricing, one advisor for everything.
two minutes to real numbers.
Free landlord insurance comparison across 10+ carriers — in English, Español, 한국어 or မြန်မာ.