$15/month vs everything you own.
Your landlord insures the building — nobody insures your stuff, your liability or your hotel bill after a fire unless you do. In metro Denver that protection runs about $15–25 a month, less after bundling discounts.
10+ carriers compared
renters insurance, done right.
your belongings
Most renters cross $20,000 of stuff before they finish counting the closet. Covered — even stolen from your car.
liability
Overflowed tub, dog bite, injured guest — defended and paid.
loss of use
Building fire? Your hotel and food costs are covered while you're displaced.
good to know, colorado edition.
Bundling renters with auto often discounts the auto policy enough to nearly cover the renters premium. Net cost of being covered: close to zero. We've written a whole myth-busting guide on the blog.
price it for me →
asked constantly.
Is renters insurance required?
Increasingly yes — most metro landlords require it in the lease. Even when optional, it's the cheapest meaningful policy in insurance.
Does it cover my roommate?
No — policies cover the named insured and family. Unrelated roommates each need their own (they're cheap).
What about my bike/laptop/jewelry?
Covered, subject to limits — high-value items can be scheduled for full protection. Tell us what you own and we'll set limits honestly.
two minutes to real numbers.
Free renters insurance comparison across 10+ carriers — in English, Español, 한국어 or မြန်မာ.